| Pros | Cons |
|---|---|
| Shield against sudden and expensive repair bills | May end up paying more for your warranty than you would pay out of pocket for repairs |
| Provide peace of mind on the road | All contracts have exceptions, so not every component and breakdown is covered |
| Help you plan and finance vehicle repair costs over a longer period of time |
Need prior approval for repairs and may find poor service if you pick the wrong company |
| Include benefits like roadside assistance, trip interruption coverage, and rental car reimbursement |
May never use the coverage you pay for |